Finance & Mortgage Broker.
for Individuals, Businesses & For-Purpose Organisations
Home Loans
Whether you're buying your first home or refinancing, our residential mortgage services are designed to help you secure the right loan. We provide personalised service and competitive rates tailored to your needs.
Business Loans
Our tailored business loan services offer flexible financial solutions to help your business grow. Whether you're expanding, investing in new equipment, or need working capital, we provide access to competitive loan options that suit your specific needs.
Commercial Property Finance
We offer expert guidance for commercial property investment and development. With a trusted lending panel of banks, non-bank and private lenders, we ensure you receive the most competitive terms to support your project.
Three Story Capital’s streamlined process maximises your chances of loan approval.
At Three Story Capital, our streamlined process is designed to maximise your chances of loan approval. From understanding your financial position to presenting a compelling case to lenders, we guide you every step of the way, ensuring a smooth and efficient experience tailored to your needs.
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We’ll meet with you to gain an understanding of your business, financial position, and funding requirements, to determine how we can assist you.
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Once appointed, we’ll prepare a detailed credit application, addressing the three C’s in banking (character, cash flow and collateral).
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We’ll submit the credit application to a range of suitable lenders (including your existing bank if desired), obtain indicative offers and present these in a simplified summary. We will also discuss the terms and conditions of each offer and their implications for your business.
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We will work with your selected lender to complete the formal application process, addressing any questions or requests for additional documentation. We’ll make sure you clearly understand all the terms and conditions of your loan arrangement before settlement.
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We enjoy building long-term relationships and will remain in regular contact with you. We can assist with ongoing bank annual reviews, covenants and further funding requests. We will also continue to monitor the lending market, to ensure your arrangement remains highly competitive.
Matt Todman is the founding director of Three Story Capital and a qualified Chartered Accountant with over 20 years' experience in banking, stockbroking and accounting. With a background at PwC, Morgan Stanley and NAB, he specialises in strategic finance solutions for businesses, independent schools and for-purpose organisations.
The Three Story Difference
Comprehensive Financial Analysis
We assess your financial position to identify funding solutions aligned with your business goals.
Presenting Your Story with Clarity
We present your business clearly to help secure the right funding.
Expert Navigation of the Banking Industry
With extensive banking experience and a trusted lending network, we help secure competitive finance solutions.
